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Strengthening the Inshore Regulations - Licence holder education and obligations

Strengthening the Inshore Regulations - Licence holder education and obligations
(PPTX, 4.7 MB)
Strengthening the Inshore Regulations – Engagement Video Series: Licence holder education and obligations

Strengthening the Inshore Regulations – Engagement Video Series: Licence holder education and obligations

Context

Managing the enterprise

Managing the enterprise. Text version follows.
Image 1: Managing the enterprise
Image 1 - Text version

Illustration of a person in fishing attire considering how to run a fishing enterprise. The person is shown beside a clipboard labeled “Running the Enterprise,” with surrounding thought bubbles depicting key factors such as business growth, operating a vessel, financial considerations, and regulatory obligations.

Return on your investments

As part of managing the enterprise, it is important that licence holders consider how agreements or several agreements can impact their overall independence.

Return on your investments. Text version follows.
Image 2: Return on your investments
Image 2 - Text version

Illustration of a person in fishing gear considering financial decisions. A balance scale above shows “revenue” versus “loan.” Surrounding thought bubbles depict expenses and assets, including a boat, fishing gear, fuel, a mortgage, car payments, and groceries and other bills.

Dual representation and conflicts of interest

Sometimes, professionals provide services to licence holders while being paid by a lender, such as a processor, and the advice may favour the one paying the bill. (Dual Representation)

When a professional acts for both and the advice favours the one paying the bill rather than the licence holder a conflict of interest may arise.

A conflict of interest can make the professional unable to fully protect the interests of both parties.

Dual representation and conflicts of interest. Text version follows.
Image 3: Dual representation and conflicts of interest
Image 3 - Text version

Illustration showing a potential conflict of interest. A licence holder stands on one side, while a lender holding a loan document stands on the other. In the center, an advisor or lawyer holds two signs reading “Duty to Licence Holder” and “Duty to Lender,” with a warning symbol and the label “Conflict of Interest (Dual Representation),” highlighting competing obligations between the two parties.

Areas for discussion

Discussion questions

What tools would be most helpful for you when it comes to managing your enterprise?

How else could DFO support licence holders in obtaining independent advice without risk of conflicts of interest?

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